Getting Married? Get Life Insurance

Life insurance is one of those things in life that comes along when you have other things going on in your life. When life hands us pivotal moments - moments that change everything, such as buying your first home or getting married - it's often a very busy time. During these times are usually when we realize that our current life insurance may not cover our growing needs. Life insurance isn't always top of mind, but it's important and should be a higher priority, especially during these changing times. After all, marriage is a big deal - and it's typically the first time that many of us take on the responsibility of caring for someone else.

Life insurance is especially important when you decide to get married. But of course, when you're planning a wedding and perhaps even moving in together, life insurance isn't the first thing you think about. You'll be looking for a wedding venue, deciding who to invite to your wedding, consolidating your belongings, and so much more. You may also be combining incomes, retirement funds, home loan documents, and more. Marriage creates a lot of paperwork and requires a lot of planning, so shouldn't you also plan your new life insurance coverage right along with everything else?



As you enter married life, you should be thinkingabout life insurance sooner rather than later. If something unexpected were to happen to you, your life insurance is how you would be able to secure your significant other's financial security. When considering the right life insurance for you and your expanding family, it's important to remember that your life insurance plan should be just like you and your marriage: unique. Each family's life insurance need is different, so rather than simply guessing what you should have in life insurance coverage, you should work with an insurance provider who understands that the needs of you and your future spouse are unique to you.

There are two basic types of life insurance policies - permanent and term - with ways to customize each type of plan based on your needs and goals for the future. Permanent life insurance policies run from the time of purchase until the end of the policyholder's life, regardless of their age. On the other hand, term life insurance policies are typically less expensive than permanent policies, but only cover a specific time period - for example, from purchase to age 65. These policies are typically less expensive due in part to the fact that they insurance you for a more limited amount of time.

When you're getting married, talking to your spouse about life insurance may be difficult or even awkward. No one wants to talk about dying! But you'll be glad that you and your significant other had these discussions after you determine the best life insurance for your situation. With life insurance comes peace of mind, and purchasing life insurance means that you're providing your significant other with financial security and peace of mind.


----------------------------------------------------
Life insurance is not a matter of if, it's when. Your family is counting on you and you want to provide them with a bright future, no matter what. Our goal at Pivot is to provide you with the best life insurance policy to fit your specific family situation and financial goals. We want to be a partner that walks through all of Life's Pivotal Moments with you. Find out more at http://www.pivot.com